Auto Insurance

from Anderson Insurance Agency

Auto Insurance

Regardless of where you live in the state of Michigan, you need to carry auto insurance in order to legally operate a motor vehicle. Of course, you see ads for insurance coverage while browsing the internet, watching television and even driving to work. But how can you find the right coverage for your automobile? With help from the independent insurance agents at Anderson Insurance Agency, you can shop around for car insurance that meets your needs without breaking the bank.

Minimum Legal Requirements

The state of Michigan requires drivers to carry no-fault insurance coverage. This means that in most cases your own auto insurance covers the damage to your vehicle as well as medical treatments necessary for injuries you and your passengers sustain in an accident.

Standard no-fault insurance may not protect you in the event of an accident with a driver from a state other than Michigan. You may also be held liable for property damage and personal injuries in the event that you caused a serious accident due to intoxication or reckless driving. In these situations, your state-required liability coverage will help to cover damages.

Additional Coverage Options

Many drivers prefer to auto insurance beyond the state-required minimums. In fact, greater coverage is often available for only a few dollars more. At Anderson Insurance Agency, we’ll take the time to learn about you and your driving habits. Then we’ll recommend policy options that meet your individual needs. This may include higher limits or lower deductibles. We also offer:

  • Collision coverage options based on your driving needs
  • Comprehensive coverage to help in the event of non-accident-related damage to your vehicle
  • Uninsured/underinsured driver coverage to protect you from losses caused by uninsured or hit-and-run drivers
  • Towing and roadside assistance to make everyday hassles easier to handle
  • Rental reimbursement to help you get back on the road more efficiently after a covered event

    The highway of life is full of danger, but you don’t have to be a victim. Contact Anderson Insurance Agency today to learn how we can help you ease on down the road.